Date of Last Revision: September 22, 2024
Terms and Conditions for Orion Financial Services LLC
Welcome to the Orion Financial Services LLC website (the “Site”). By accessing or using this Site, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please refrain from using the Site. Your continued use of the Site signifies your acceptance of any updates or changes to these Terms.
1. Acceptance of Terms
By using this Site, you confirm that you are at least 18 years old and possess the legal capacity to enter into these Terms. If you are accessing the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. These Terms govern your use of the Site, including any content, features, and services provided herein.
Your use of this Site signifies that you have read, understood, and agree to these Terms. If you do not agree with these Terms, please exit the Site immediately. We may revise these Terms at any time without prior notice, and it is your responsibility to review them periodically for any updates.
2. Use of Site
You agree to use this Site only for lawful purposes and in compliance with all applicable local, state, and federal laws. You must not use the Site in any way that:
- Violates any applicable laws or regulations, including consumer protection, intellectual property, and data protection laws.
- Infringes on the rights of any third party, including intellectual property rights, privacy rights, and other legal rights.
- Transmits unsolicited or unauthorized advertising, promotional materials, or spam, disrupting the integrity of the Site.
- Engages in any behavior that restricts or inhibits anyone’s use or enjoyment of the Site, or that we determine may harm Orion Financial Services LLC or its users.
We reserve the right to monitor your use of the Site and to restrict or terminate access for any user who violates these Terms or engages in inappropriate conduct.
3. Intellectual Property Rights
All content on this Site, including text, graphics, logos, images, and software, is the property of Orion Financial Services LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. This includes all copyrights and trademarks belonging to others that may be displayed on the Site.
You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works, publicly display, publicly perform, republish, download, store, or transmit any material from the Site without our prior written consent.
Unauthorized use of any materials may violate copyright, trademark, and other laws, and we reserve the right to take appropriate legal action to protect our rights and the rights of others.
4. Limitation of Liability
To the fullest extent permitted by law, Orion Financial Services LLC shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access to or use of the Site, even if we have been advised of the possibility of such damages. This includes, but is not limited to:
- Errors or omissions in any content provided on the Site.
- Loss of data or profits resulting from your reliance on any information provided on the Site.
- Unauthorized access to or use of our secure servers and/or any personal information stored therein.
- Interruptions or cessation of service, whether temporary or permanent.
- Viruses, malware, or other harmful components that may infect your computer equipment or other property as a result of accessing the Site.
You acknowledge that we do not guarantee the accuracy, completeness, or reliability of any information provided on the Site, and you agree that we shall not be liable for any errors or omissions in such information. Your use of the Site is at your own risk.
5. Indemnification
You agree to indemnify, defend, and hold harmless Orion Financial Services LLC, its affiliates, officers, directors, employees, agents, and successors from any and all claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
- Your violation of these Terms.
- Your use of the Site.
- Your violation of any rights of a third party, including but not limited to intellectual property rights and privacy rights.
- Your violation of any applicable laws or regulations.
This indemnification obligation will survive the termination of these Terms and your use of the Site.
6. Third-Party Links
Our Site may contain links to third-party websites. We have no control over these sites and are not responsible for their content, privacy policies, or practices. You access these sites at your own risk, and we encourage you to review their terms and conditions and privacy policies. Inclusion of a link does not imply endorsement of the linked site by Orion Financial Services LLC.
7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Connecticut. In the event of a dispute, the prevailing party shall be entitled to recover reasonable attorney’s fees and costs incurred in connection with such dispute.
8. Arbitration Agreement
To the fullest extent permitted by law, any disputes arising out of or related to these Terms or your use of the Site shall be resolved through binding arbitration rather than in court. This means that you waive your right to a jury trial or to participate in a class action.
Arbitration will be conducted in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Hartford, Connecticut, and shall be governed by the Federal Arbitration Act. The arbitrator’s decision shall be final and binding. You will be responsible for your own attorney’s fees unless the arbitrator rules otherwise.
9. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions of these Terms shall continue in full force and effect. This severability clause reflects the intent of the parties to preserve the validity of the Terms to the fullest extent possible.
10. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Site. Your continued use of the Site after any modifications signifies your acceptance of the revised Terms. It is your responsibility to review these Terms periodically for any updates.
11. Privacy Policy
Your use of this Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices regarding your personal information.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
- Email: contact@orionfinancialservices.com
- Address: ORION FINANCIAL SERVICES LLC
101 MERRITT 7
STE 300
NORWALK, CT 06851-1059